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Lending Services

BCM offers competitive rates and personalized terms for all types of loans. With our in-house review, in-house decisions and in-house servicing, you always know the status of your loan and where to go for information.

Consumer Loans

Consumer loan is a convenient and affordable way to get the money you need. BCM offers a variety of terms to meet your needs, Please call or come in to meet with one of our lenders to discuss what is right for you.

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Business Loans

BCM has a commitment to offer solutions for all your credit needs to help your business succeed.

Types of Loans

  • Business
    Want to own your own business or help improve the one you already have? BCM can help make it happen with a loan to buy or add capital improvements to any business.

  • Small Business Loan
    This loan can help the small business finance delivery vehicles, equipment, as well as inventory, accounts receivable, working capital, etc.

  • Industrial Loan
    This loan helps finance industry and other community development loans.

  • Equipment/Machinery
    Is the equipment you own just not getting the job done? Thinking about buying new but don't think you can afford it? Come by and let us help you get the kind of equipment you need. We finance all types of Equipment and Machinery to make your life a little easier.

  • Agricultural Loans
    Agricultural loans help you purchase farmland and equipment. See BCM for agricultural loans such as:
    • Farm Loans Secured by Real Estate
    • Farm Loan
    • Livestock
    • Equipment/Machinery
    • Line of Credit Operating Loans

  • Line of Credit
    Having trouble getting your business off the ground? An operating line of credit can help manage your cash flow and working capital needs. See BCM for ways to make this tool work for you.

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Real Estate Loans

BCM can meet all your real estate needs. We offer:

    • Competitive Rates
    • Flexible terms
    • Lower fees
    • In-house loan approval
    • In-house processing
    • In-house servicing
    • Quick turnaround time

  • Home Loan
    Are you thinking of buying your first home or upgrading to a larger one? BCM will help you with a loan that will work for you.

  • Home Refinancing
    Is your mortgage payment too high? Would you like to consolidate your debts? Are you tired of not getting your questions answered or the information you need? If so, come in and refinance your home with BCM, where you'll get a competitive rate and personal service.

  • Construction/Rehabilitation Loan
    This loan is for the new construction or renovation of a residential home or commercial property.
  • Business Real Estate
    Thinking of purchasing some commercial property? BCM has loan options to help finance your commercial buildings, building improvements, and rental property.

  • Agricultural Real Estate Loans
    Purchase that farm you always wanted or refinance your existing farm loan.

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Real Estate Loan Programs
  • Long Term Fixed Rate Residential Real Estate
  • ARM (Adjustable Rate Mortgage)
  • 100% Financing
  • USDA Guaranteed Loan
  • Vacant Land
  • Farm Real Estate
  • Commercial Real Estate (including rental property)
  • Second Deed of Trust Loans
  • Construction Loans

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